Immigration South Africa
Visa South Africa
South Africa Immigration
Permit South Africa

Visas

Intergate Immigration Service has an expert team of immigration consultants and certified Home Affairs practitioners. The team has the latest knowledge on immigration legislation and has well established researched information on expected relocation procedures and changes.

Foreign Exchange

Exchanging money can be a daunting experience. Our well-informed experts can save you avoidable charges. Incompass Financial Solutions will guide you through the exchange process. The experts will advise you on the best solutions, whether it is a lump sum of money or a staggered monthly transaction.

Property

SA Homebuyers has been established with the aim of providing a sophisticated property buyers service. Acting as an independent property consultant, the service provides an unashamed bias towards protecting the buyers interest and assists in securing you the right property, in the right area and at the best price.

Tax

Seeking tax advice is never high up on anyone's shopping list, however the perception that tax advice is a necessary evil is not always correct. Yes it is true that tax advice helps you to comply with legislation and ensures compliance but it can also offer the opportunity to structure your affairs in the most tax advantageous fashion.

Insurance

Whether it is house and home, car insurance, medical aid or commercial cover, Incompass Insurance offers a free and independent assessment on your specific insurance needs. Furthermore, Incompass Insurance is one of the biggest guest house insurance brokers in South Africa.

Banking

Opening up an appropriate bank account in South Africa often proves more difficult than you may think. We are able to provide our clients with advice on local banking, cash accounts for lump sums and Swiss banking.

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Access Bonds

Access bonds provide the bond holder (borrower) the maximum flexibility in terms of financing their property purchase or releasing funds from an existing property.

Access Bonds - Highlights

Early Repayment – the bond holder has the ability to pay lump sums or larger monthly amounts into their bond account. This reduces the amount they owe and in turn the monthly payment to the lender.

Access to Funds – In the event that the bond holder needs to access some capital, providing the access bond has a sufficient available balance, access is instant – even via a simple internet transfer.

Cash Flow – Managing cash flow could not be easier. In periods where the bond holder has access to excess cash, this can be paid into the bond account. Conversely, where access to cash is required a withdrawal can be made up to the available balance. The amount owing on a bond can therefore be reduced and increased as circumstances dictate.

No Additional Arrangement Fees – arranging an access bond in comparison to a traditional type of bond generally costs the bond holder no more in arrangement fees.

Interest Rates – Whether an access bond or more traditional type of bond the rate will remain the same.

Credit Facility – With high interests rates and controls over what foreigners can borrow an access bond can also be viewed as a credit facility. Often access bonds are arranged even when the client requires no financing in order to complete a purchase.

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