Immigration South Africa
Visa South Africa
South Africa Immigration
Permit South Africa

Visas

Intergate Immigration Service has an expert team of immigration consultants and certified Home Affairs practitioners. The team has the latest knowledge on immigration legislation and has well established researched information on expected relocation procedures and changes.

Foreign Exchange

Exchanging money can be a daunting experience. Our well-informed experts can save you avoidable charges. Incompass Financial Solutions will guide you through the exchange process. The experts will advise you on the best solutions, whether it is a lump sum of money or a staggered monthly transaction.

Property

SA Homebuyers has been established with the aim of providing a sophisticated property buyers service. Acting as an independent property consultant, the service provides an unashamed bias towards protecting the buyers interest and assists in securing you the right property, in the right area and at the best price.

Tax

Seeking tax advice is never high up on anyone's shopping list, however the perception that tax advice is a necessary evil is not always correct. Yes it is true that tax advice helps you to comply with legislation and ensures compliance but it can also offer the opportunity to structure your affairs in the most tax advantageous fashion.

Insurance

Whether it is house and home, car insurance, medical aid or commercial cover, Incompass Insurance offers a free and independent assessment on your specific insurance needs. Furthermore, Incompass Insurance is one of the biggest guest house insurance brokers in South Africa.

Banking

Opening up an appropriate bank account in South Africa often proves more difficult than you may think. We are able to provide our clients with advice on local banking, cash accounts for lump sums and Swiss banking.
Click here to start the Free Quick Immigration Eligibility Assessement

  Property Home Page  
Property Finance
Access Bonds
Information on Property Bonds
Obtaining a Bond
Financing a Guest House
Call Back Request
Enquiry Form



Brochure Download
  Download our FREE
South Africa Immigration
and Relocation brochures.

Download Brochure
Newsletter Subscription
Keep up with all the latest information on visas and permits for South Africa.
Get our FREE News Updates.

We respect your email privacy
Permit Options Business Permit Work Permit Retired Permit Partners Permit Relatives Permit Study Permit
 

Property Finance South Africa

Obtaining the best advice and rates for property finance is a key element when purchasing property.

Just one small challenge for foreign purchasers is the differing descriptive terms such as a bond or mortgage, prime and access bonds. The main criteria for our foreign purchaser however remains obtaining the right advice, best interest rates and terms and conditions.

Obtaining Property Finance as a Foreigner

Incompass Bonds specialises in obtaining property finance for foreigners wishing to purchase a property in South Africa, or to re finance an existing property in South Africa.

South Africa has regulations that cover both exchange control (this dictates what non residents or citizens can and cannot borrow) as well as a National Credit Act that governs the lending of money.

Incompass Bonds are experts in obtaining property finance (bonds) for foreign purchasers and non residents. They have forged close relationships with all the major banks and are able to negotiate on your behalf the best current market deals.

For more information on our services please feel free to contact us via

Call us – our telephone numbers on the home page

To e-mail your enquiry

To request a call back

How much can a Non Resident or Citizen borrow

The governing regulations dictate you may obtain property finance up to 50% of the value of your home. Therefore, if you were purchasing a property for R2, 000,000 you may borrow R1, 000,000.

Incompass Bonds has successfully negotiated property finance for its clients that exceed this 50% limit and welcomes individual enquires as to whether they may be able to assist you.


Obtaining Property Finance - Where do you start?

Property finance should ideally be discussed before any offer is made to purchase a property. This allows for the correct advice to be given in terms of:

However, Incompass Bonds can provide their property finance services even if you have found the right property but need professional advice on the financing.

For more information on Property Finance, please use the links below

What is a Bond? – Information on what a bond is.

What are access bonds? – Learn about access bonds and their flexible features.

Taking out a bond when you don’t need to? – Combinations of change control, consumer credit regulations and the potential need for flexible, competitive credit lines can mean a bond should be arranged even if not required to finance a property purchase.

Financing the purchase of a Guesthouse – For clients thinking of buying a guesthouse or releasing some capital.
 
 
  TRAVEL VISAS

American Visa  
Australia Visa  
Canadian Visa  
China Visa  
Dubai Visa  
Ghana Visa  
Israel Visa  
Japan Visa  
Schengen Travel  
UK Travel Visa  

AUSTRALIAN VISAS

Employer sponsored work visas  
Business Visa  
Family Visa  
Investor Visa  
Regional Sponsorship  
Skilled and Professional Migration Visas  
Working Holiday Visa  
UK VISAS

Spousal Visa  
Tier 2 Visa  
Fiance Visa  
Ancestral Visa  
Unmarried  
Tier 5 Visa  
Tier 1 Visa  
     
CANADIAN VISAS

Canadian Experience Program  
Business Class Visa  
Study  
Temporary Workers Visa  
Provincial Nomination Schemes  
Family Sponsorship Visa  
Federal Skilled Workers Visa  
     
SOUTH AFRICAN VISAS

Retired Visa  
Relatives Visa  
Partners Visa  
Study Visas  
Visa Options  
Work Visa  
Business Visa  

  Copyright © 2004 - 2012, Intergate Immigration Service CC. All rights reserved. Sitemap   |   Partner Links   |   FAQs   |   Terms & Conditions   |   Disclaimer   |   Blog