All risk insurance Cover

Visas
Foreign Exchange
Property
Tax
Insurance
Banking

Visas

Intergate Immigration Service has an expert team of immigration consultants and certified Home Affairs practitioners. The team has the latest knowledge on immigration legislation and has well established researched information on expected relocation procedures and changes.

Foreign Exchange

Exchanging money can be a daunting experience. Our well-informed experts can save you avoidable charges. Incompass Financial Solutions will guide you through the exchange process. The experts will advise you on the best solutions, whether it is a lump sum of money or a staggered monthly transaction.

Property

SA Homebuyers has been established with the aim of providing a sophisticated property buyers service. Acting as an independent property consultant, the service provides an unashamed bias towards protecting the buyers interest and assists in securing you the right property, in the right area and at the best price.

Tax

Seeking tax advice is never high up on anyone's shopping list, however the perception that tax advice is a necessary evil is not always correct. Yes it is true that tax advice helps you to comply with legislation and ensures compliance but it can also offer the opportunity to structure your affairs in the most tax advantageous fashion.

Insurance

Whether it is house and home, car insurance, medical aid or commercial cover, Incompass Insurance offers a free and independent assessment on your specific insurance needs. Furthermore, Incompass Insurance is one of the biggest guest house insurance brokers in South Africa.

Banking

Opening up an appropriate bank account in South Africa often proves more difficult than you may think. We are able to provide our clients with advice on local banking, cash accounts for lump sums and Swiss banking.

All Risk Insurance Cover

insurance

All Risks insurance cover

Unspecified All Risks
Under this type of cover you can insure items normally taken away from the house against an unforeseen event, without having to state each and every item. The items will be insured at the current replacement cost, subject to an overall sum insured that one would select when applying for this cover. There is usually a monetary limit for any one article under this section, if one item included in this section exceeds about R1 000 or R1 500 (depending on the various companies), it must be specified.

Specified All Risks
If items are insured under this section, each item will be separately insured; therefore an individual rate would apply to each item, depending on the level of risk associated with that specific item. For example a cellular phone would carry more risk than a watch. It is important to have valuation certificates for these items, to prove that they are the property of the insured as well as to prove the value in the event of a claim.

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